Retirement can be an exciting time, full of new adventures and limitless possibilities. Adults age 65 and better now comprise the fastest growing segment of our population, and many envision a long retirement with ample time to fully enjoy their retirement dreams. Are you prepared?
If you’re age 65 or are already there, it may be time to reevaluate your retirement goals. Will your income support those goals, and are you prepared if there are unexpected or long-term health
expenses? Planning for healthcare needs — both routine as well as potential long-term situations — is key to a successful retirement strategy. Getting a head start on the financial planning, such as
purchasing a long-term care insurance policy in earlier years, can help address inevitable rising healthcare costs. Equally important is having the ability to access that care if you need it.
If your retirement goal is to age in place in your family home, be sure you’ve taken a hard look at your ability to manage maintaining your home as well as your health. Does your house lend itself to aging in place? Are there narrow doorways or hallways, steep stairs, or expensive maintenance on the horizon? Is there a first-floor bedroom and bathroom for comfort and safety, perhaps a spare room for a future caregiver? Is your home in close proximity to family and friends to promote mental well-being through social stimulation? Are you able to access healthcare when and where you need it, and will you have transportation to healthcare appointments if driving is no longer a viable option?
Not knowing how your needs may change can make planning ahead challenging, but having a financial and healthcare safety net in place offers peace of mind, especially if unexpected healthcare is needed in the future. If you are weighing your living options, consider a Life Plan Community that offers a “True Life Care Benefit.” A relatively new concept for active, independent senior living on Long Island, these unique communities—such as the new Fountaingate Gardens in Commack—offer resort-like services and amenities, and a wellness-focused lifestyle on a campus neighborhood of like-minded peers. Most importantly—and a key differentiator from other senior living options— Life Plan Communities that offer the true Life Care Benefit guarantee priority access to a full spectrum of healthcare services, such as short-term rehabilitation, assisted living, long-term skilled nursing care and memory care, all
conveniently located on one campus with a predictable monthly expense.
For active adults, Life Plan Community living offers a rich and engaging environment to support your well-being; coupled with the Life Care Benefit — which provides financial security brought by prepaying for future healthcare needs in today’s dollars — you’re guaranteeing predictable monthly expenses for the rest of your life, regardless of what tomorrow brings. With a secure nest egg in hand, compatible neighbors, a location you love and conveniently accessible healthcare, Life Plan Community living with a true Life Care Benefit might just help you fully realize your retirement goals!
Fountaingate Gardens is a Life Plan Community located on the 36-acre campus of the renowned Gurwin Healthcare System in Commack, Long Island. The new independent living community, featuring 129 apartment homes, provides an active, wellness-focused lifestyle with healthcare options to provide long-term peace of mind and financial security. Give us a call to speak to one of our knowledgeable Lifestyle Consultants at (631) 715-2693 and arrange a tour to learn how to live the best of your life at Fountaingate Gardens!